Having provided insurance solutions to the Rope Access industry for the last ten years, I understand the approach that many technicians have to managing the transfer of their workplace risks using an insurance policy. The phrases “just give me the cheapest”, “I only need it for a contract” and “I don’t need that, it’ll never happen to me” have never been so prevalent when speaking with self-employed rope access technicians, meaning the majority of these operators only ever have the most basic insurance coverage, generally for the benefit of third parties.
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